Online comparison sites are fairly common these days with the like of Moneysupermarket and Confused which claim to get you the cheapest price and save you money - however the interesting thing that was found in the 2007 Defacto report into Car Insurance was that if you enter the same information on different Aggregator sites the same insurers will come back with prices that differ by nearly 50% from each other.
This just goes to show that if you are looking for the best deal on insurance then you should go to the insurance companies direct. Your Holiday Insurance does not give you the prices from lots of insurers when you enter information - what it does is give you the information you need to get your own quotes.
Looking
for holiday insurance?
There
are hundreds of travel insurance companies online, as
you've probably found out. Why take the time to see
which is any good and which isn't?
Yourholidayinsurance
has done the legwork for you and reviewed the major
UK travel insurance companies websites and summarised
them for you giving you what is good and bad about it
and what it is best for.
Holiday
insurance summary table:
Here
is a quick summary of the sites that have been reviewed (correct as at 14/11/07).
Click on the company name to find out more and get a
quote for yourself.
Did
you know: If you break your leg in the US it
can cost £20,000 in hospital fees whereas in Europe
it can cost £6,000.
Holiday
insurance or Travel insurance is very cheap and provides
a great deal of cover for your holiday whether it is
a short weekend break or an annual policy where you
take lots of trips in a year.
According
to a Which? report, in some cases insurance sold by
Travel Agents was ill advised or inappropriate for the
customer's needs, and in many cases "over-priced"
when compared to similar products direct from insurers
Travel
agents accused of ripping customers off on travel insurance
The research by InsureandGo, the direct travel insurance
company, claimed
travel agents insurance prices for a single trip are
more than 15% higher
than the market average. Insurance policies for travel
within the European
Union are 9.3% more expensive through travel agents,
while a worldwide
insurance policy is 23.3% more expensive on average.
InsureandGo is urging
the Government to force travel agents to be regulated
by the Financial
Services Authority
Ski
holidays
If
you are thinking of taking a skiing or winter break
holiday this winter season then you must remember to
check to see what you are covered for. Insurance generally
covers you for standard skiing on marked pistes if you
go off piste then you could invalidate your insurance.
Reasons to take out ski
insurance cover
Online
travel insurance companies generally offer all sorts
of types of policy, the main sorts are Annual travel
insurance and Single trip travel insurance. However
there are many other sorts of holiday insurance such
as Over 65s insurance, Ski insurance, Golf travel insurance,
Backpacker travel insurance, Cruise trip insurance.
Each of these offers specific covers for that particular
type of holiday
