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Churchill Travel Insurance

 

Churchill travel insurance provide both Annual travel insurance and Single trip travel insurance.

Annual travel insurance provides 180 days of cover, with each trip allowing you up to 45 days away and you can earn up to 10% no claim discount and pay over 4 monthly installments.

Single trip travel insurance covers you from one day to 90 days - which is one long holiday!

 

General comments:

A good clean site, it has more questions than a lot of the others, but the premiums are calcutated on a daily basis. The premium screen gives you the premiums for all the annual trip destinations which is a useful feature to see how much you could save buying Annual travel insurance compared to two single trip policies
Though you decide if you want a Single trip or Annual policy up front, you can switch easily between the two from the premium screen.

 

Annual trip travel insurance:

First screen: Dates and destination
- When would you like your policy to start (the policy will run for a year from this start date)
- Select the region you will be travelling to in the next year: Europe, Worldwide (exluding USA) or Worldwide (including USA)

- Does your trip involve a cruise
- Postcode
- Age of travellers (you can add upto 10 travellers per policy)
- 3 marketing questions including a place to add a special promotional code (presumably to allow a discount?)

Second screen: Tailoring your quote
- Do you require personal baggage cover (this covers personal items)
- Increase your personal baggage cover (if you are intending to take high value items, camcorders, cameras, iPods etc then you should take this cover)
- If you are thinking of doing additional activities i.e. Golf, Winter sports or getting married then select the appropriate covers
- Select excess (two options £0 or £40 - obviously having a £40 excess will reduce the premium)
- Would you like the policy to be automatically renewed (by selecting yes the premium will be reduced - plus it means you don't have to worry about not being insured the following year)

Third screen: Premium screen
Premium displayed clearly with an easy to find Buy button
Screen also shows how much the other destinations for annual travel insurance would cost based on the information you entered (remember to click the Recalculate button!)

Additional screen 1: Change from Annual policy to Single trip
- Start and end date of your holiday
- Countries visiting (up to four separate countries can be selected). The top five most common destinations are at the top of the drop down list

  

Single trip travel insurance:

First screen: You and your details
- Start date
- End date
- Countries visiting (up to four countries can be selected). The top five most common destinations are at the top of the drop down list
- Does your trip involve a cruise
- Postcode
- Ages of policyholders (can add up to 10 travellers)
- 3 marketing questions

Second screen: Tailoring your quote
- Do you require Personal Baggage cover
- Additional activities, Winter sports, Golf cover or Wedding cover

Third screen: Premium screen
Premium displayed clearly with an easy to find Buy button
Screen also shows how much annual travel insurance would cost based on the information you entered (remember to click the continue button!)

 

 

Annual travel insurance

The sooner you start your annual travel insurance policy the sooner you are covered for cancellation prior to your trip date

 

Compare annual policies to single trip travel insurance

Churchill Travel inurance allows you to see exactly how much an annual travel insurance policy would cost even if you have only entered your details for a single trip.

 

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