Direct Line

 

Direct Line travel insurance offer both Single trip and Annual cover travel insurance and an extra 10% discount (until end of September) by buying online with some other benefits of:
- Children are covered for intependant travel
- One excess per claim
- A wide range of activities are covered on a trial basis
- New for old claims cover
- Long stay backpackers cover

General comments

The difference between Annual, Single trip and Discoverer policy is not immediately obvious (single trip is up to 90 days with no upper age limit, Annual multi-trip is restricted to those between 17 and 64, 120 days in any one year and 42 days in one trip, Discoverer cover restricted to those between 17 and 54 covering a continuous trip of 12 months in Europe or 18 months in the rest of the world)
When testing the site, it was incredibly slow (at least 60 seconds to load each screen - on broadband!)
Progress bar isn't accurate, in a quote this short theres no reason for it not to be accurate
No explanation as to limits of baggage cover or winter sports cover

Annual Travel Insurance (you select Annual or Single in the quote)

First screen: Your details and cover type
- Title
- First name
- Surname
- Date of birth
- e-mail address (not compulsory)
- mobile number (not compulsory)
- house name
- postcode
- other Direct Line policies (discounts can be earnt here if you have other Direct Line policies)

- type of cover Annual, Single or Discoverer (backpacking)
- number of additional travellers (up to 4)

Second screen: Desitination and additional traveller details
- Europe, Worldwide excluding USA, Worldwide inlcuding USA
- start date of policy

Third screen: Premium
Good clear premium display
Option to select optional extras of Baggage cover (included by default) and Winter Sports cover

Single trip travel insurance

First screen: Your details and cover type
- Title
- First name
- Surname
- Date of birth
- e-mail address (not compulsory)
- mobile number (not compulsory)
- house name
- postcode
- other Direct Line policies (discounts can be earnt here if you have other Direct Line policies)

- type of cover Annual, Single or Discoverer (backpacking)
- number of additional travellers (up to 4)

Second screen: Cover details
- Select country of destination (up to 10 countries)
- Trip start date
- Trip end date
- Additional travellers details (if you have selected any)

Third screen: Premium
Good clear premium display
Option to select optional extras of Baggage cover (included by default) and Winter Sports cover

 

 

Discoverer travel insurance (ideal for backpackers)

First screen: Your details and cover type
- Title
- First name
- Surname
- Date of birth
- e-mail address (not compulsory)
- mobile number (not compulsory)
- house name
- postcode
- other Direct Line policies (discounts can be earnt here if you have other Direct Line policies)

- type of cover Annual, Single or Discoverer (backpacking)
- number of additional travellers (up to 4)

Second screen: Cover details
- Select region travelling to (Asia, Africa, Australasia, Europe, Worldwide)
- Trip start date
- Trip end date
- Additional travellers details (if you have selected any)

Third screen: Premium
Good clear premium display
Option to select optional extras of Baggage cover (included by default) and Winter Sports cover

On the Discoverer policy there is a useful feature where you can nominate a UK contact who will be contacted with all policy administration while you are on your travels.