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An
interesting article in AOL money recently listed the
top ten insurance rip-offs and within the top 10 were
3 about travel insurance.
Free travel insurance
from credit card providers
Travel
insurance is a must for those going abroad but "free"
travel insurance policies from bank or credit card providers
can often leave you dangerously under-insured.
Many
of these policies offer only very basic insurance -
for instance, they are likely to exclude cover to the
United States, South America and more exotic locations.
There will inevitably be no cover for skiing or other
dangerous sports either.
Travel
insruance sold with holiday packages
Another
common bugbear with travel insurance is policies sold
by travel agents. Policies sold when a holiday come
with a huge mark-up. It might seem more convenient via
the agent, but it only takes one simple phone call or
click on the internet to set up your policy direct
with the insurer and it will be much cheaper.
Ski
insurance
Ski
insurance policies often exclude off-piste skiing, but
in many cases off-piste could actually mean a short
unmarked path linking one ski run to another. You may
unwittingly be negating your policy and having to shell
out if you need to be transported down to a hospital
for treatment.
Click
on the link for the rest of the top 10 AOL
top 10 insurance rip-offs
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