More Than Travel Insurance

More Th>n travel insurance offer three levels of cover Economy, Standard and Premier the main difference between them is the levels of cover each provides.and the Economy policies have the highest excess.

General comments:

There is only one way into the site then you choose whether you want annual multi trip or single trip travel insurance.
More Than is the only insurer to split Europe into two categories - including Spain & Cyprus or excluding Spain & Cyprus.
You can only get Individual or Family policies online, single parent policies can be bought over the phone only.
Premium screen is very busy, there is a great deal of information on there which makes it difficult to understand what you are getting

Annual multi-trip Insurance:

First screen: Trip details
- What type of policy would you like? Annual policy or Single trip
- Where are you travelling? Europe including Spain & Cyprus, Europe excluding Spain & Cyprus, Worldwide (including USA, Canada, Mexico, Caribbean, China and Hong Kong), Worldwide (excluding USA, Canada, Mexico, Caribbean, China and Hong Kong)
- When does your trip start?
- What type of policy do you need? Individual or Family
- How many people travelling? The options available change dependant on whether Individual or Family has been selected - then options are age range based, cover is provided up to 79 on an Individual policy
- E-mail address (compulsory field)

Second screen: Premium
Three premiums are shown Economy, Standard, Premier
Summary of the limits of cover for Medical expenses, Cancellation, Personal money, Personal accident and Legal expenses are shown for each cover type
Baggage cover is defaulted to Yes, but can be deselected using a small check box that is difficult to spot - when unchecked the premiums change
Optional upgrades available dependant on cover type selected Excess waiver, Winter sports cover, Golf cover, Business cover, Trip extension to 60 days, Trip extension to 90 days, 15 day trip duration

Single trip travel insurance

First screen: Trip details
- What type of policy would you like? Annual policy or Single trip
- Where are you travelling? Europe including Spain & Cyprus, Europe excluding Spain & Cyprus, Worldwide (including USA, Canada, Mexico, Caribbean, China and Hong Kong), Worldwide (excluding USA, Canada, Mexico, Caribbean, China and Hong Kong)
- When does your trip start?
- When does your trip end?
- What type of policy do you need? Individual or Family
- How many people travelling? The options available change dependant on whether Individual or Family has been selected - then options are age range based, cover is provided up to 79 on an Individual policy
- E-mail address (compulsory field)

Second screen: Premium
Three premiums are shown Economy, Standard, Premier
The annual policy prices are also shown
Summary of the limits of cover for Medical expenses, Cancellation, Personal money, Personal accident and Legal expenses are shown for each cover type
Baggage cover is defaulted to Yes, but can be deselected using a small check box that is difficult to spot - when unchecked the premiums change
Optional upgrades available dependant on cover type selected Excess waiver, Winter sports cover, Golf cover, Business cover, Trip extension to 60 days, Trip extension to 90 days, 15 day trip duration