Holiday
insurance is often the last thing on the the check list
when preparing to go on holiday, when it should be one
of the first! Paying for stolen or lost items or hospital
treatment can easily double the price of your holiday
and holiday insurance can start from as little as £5.
Below
are a selection of online holiday insurance companies.
Direct
Line travel insurance
Direct
Line travel insurance offer both annual policies and
single trip policies. They cover children on separate
trips to the policy holder, they cover a wide range
of sporting activities. They cover long term backpacker
cover (via their 'Discoverer travel policy') as well
as short break holiday insurance.
Claimed
prices from:
Annual
multi-trip: £49.95
Single trip: £12.60
Esure
travel insurance
Esure
offer both single trip and annual multi-trip travel
insurance with new customers getting a 20% online discount
for both single and annual policies. Esure allow you
to tailor the quote according to your own requirements
to save you money.
Annual
policy questions to premium: 12
Single trip policy questions to premium: 13
Churchill
travel insurance
Churchill
travel insurance offer both annual policies and single
trip policies, they allow additional covers of wedding
cover, golf insurance, cruise trip insurance and winter
sports insurance cover. It is a daily rated product
so it can work out very cheap if you are only going
for short periods.
Claimed
prices from:
Annual multi-trip:£50.38
Single trip:£12
Post
Office travel insurance
The
Post Office travel insurance offers Annual multi-trip
policies, Single Trip and Ski/Winter sports cover. Children
under 18 travel free on all holiday insurance policies.
You can select which region of the world you want to
travel to and tailor your quote as you require.
Claimed
prices from:
Annual
multi-trip: not stated
Single trip: £7
Norwich
Union Travel Insurance
Norwich
Union travel insurance offer Annual travel insurance
and Single Trip travel insurance. They provide a quick
quote function as well as full quotes and claim that
you will save up to 10% buying your travel insurance
online with Norwich Union.
Claimed
prices from:
Annual
multi-trip: Not stated
Single trip: Not stated
Holiday
Insurance Web
Holiday
Insurance Web does not provide travel insurance for
people over 49. If you are under 49 they offer Annual
travel insurance and Single trip travel insurance and
Ski insurance. If you get a quote through Holiday Insurance
Web kids will go free.
Claimed
prices from:
Annual
multi-trip: £27.75
Single trip: £5.25
Insureandgo
Insureandgo
provide a wide selection of holiday insurance including
single trip travel insurance, Annual multi trip travel
insurance, Ski / Snowboarding travel insurance, Backpackers
travel insurance, Over 65's travel insurance, Business
travel insurance. They will then offer 4 different levels
of cover to suit your budget (Economy, Silver, Gold,
Silver Annual). Be
warned though, if there is more than one of
you travelling Insureandgo will show you the price for
a single person in large numbers and discretly show
the actual price for all of you.
Claimed
prices from:
Annual multi-trip: £55
Single trip: £13.56
Primary
Insurance
Primary
travel insurance provide several types of travel insurance,
single trip, plus single trip, annual multi trip insurance,
plus annual multi trip, budget travel insurance and
winter sports.
The quote site is not very clear, there a several fields
with no explanation as to what they are for and what
the difference between the Plus and standard cover is.
Claimed
prices from:
Annual multi-trip: none given
Single trip: £12
Downunder
Insurance
Downunder
insurance specialise in backpacker insurance, working
holiday insurance and other types of long stay holidays.
They provide automatic cover for 80+ adventure sports
and the ability to edit your policy as you travel for
up to 18 months.
The
site is messy and clearly written to contain the words
"travel insurance" as many times as possible.
There are also security certificate errors on the site
according to IE7 though its Verisign certificate details
are valid and up to date.
Annual
policy questions to premium: 9
Single trip questions to premium: 9
Marks
and Spencer Travel insurance
M&S
travel insurance offers annual and single trip policies.
It offers up to 5% online discount and there is an option
to waiver excess. The cover is good and the prices are
favourable.
The
quote process is very long and not very user friendly
and it has a lot of exclusions up front.
Annual
policy questions to premium: 22
Single
trip questions to premium: 23
Claimed
prices from:
Annual
multi-trip: Not stated
Single trip: Not stated
Holiday
insurance fact
America
is one of the most expensive places on earth to
receive hospital treatment. As such premiums for
holiday insurance in America are often substantially
more.
Holiday
insurance fact
Repatriation
of someone who is too ill to travel via a standard
airline costs 10s of thousands of pounds as a private
aircraft and nursing staff would be required.
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2006 YourHolidayInsurance.com. All Rights Reserved.
