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Holiday insurance companies

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Summary of Travel insurance companies

Here is a summary of the various insurance companies showing the number of questions that they ask and the claimed starting price.
However don't choose the insurance based on the number of questions that are asked you need to check that the cover they offer is what you require

 

Insurance company Annual travel insurance questions Annual travel claimed starting price Single trip insurance questions Single trip claimed starting price
Churchill 16

£50.38
£40.30

13

£12
£10.09

Direct Line 13

£49.95
£48.25

14 £12.60
£10.66
Post Office 3 not stated 3

£7
Not stated

Norwich Union 17 not stated 7 not stated
Holiday Insurance Web 11 £27.75
£31.64
11 £5.25
£5.58
Insureandgo 6 £55 7 £13.56
Primary Insurance 5 not stated 6 £12
Esure 12 not stated 13 not stated
More Than 6 £30.45 7 £8.93
Marks and Spencer 22 not stated 23 not stated

 

Something to bear in mind when buying travel insurance

A bargain break shouldn’t leave travellers short-changed when it comes to buying travel insurance. Research shows that holiday-makers are now going on more short-breaks abroad, but while they might be making the most of cheap flights, they could actually be wasting the money they have saved by purchasing unsuitable travel insurance cover.

Short breaks are becoming increasingly popular year-round - the number of mini breaks taken by people in the UK is nearly double that of longer holidays. However, many travel agents and insurance companies still sell cover in blocks of days meaning that holiday-makers frequently buy more cover than they actually need. Many travel agents for example, only sell cover in two bandings of 1-9 days and 10+ days forcing people who are taking short breaks to buy surplus cover.

Holiday-makers should check they are only buying travel insurance cover for the number of days they need and they aren’t buying a ‘block’ policy without realising. As our research shows most travel agents’ insurance policies are best suited to those embarking on a week-long holiday rather than those going away for just a couple of days.

 

 

Number of questions

The number of questions asked can make the process shorter but it means that there are more assumptions made

 

Prices quoted

The prices given here are the prices that the various insurance companies claim to be their starting prices

 

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